Family Health Plans Now Average $28,000. Here's the Math at the Counter
Premium first. Deductible next. Then the price of your pills.
The Average Plan
A KFF survey found the average family health plan from an employer now costs $28,303 a year, up 5% from last year. Wages rose 3.7% over the same stretch.
Your Share
Workers pay $7,471 of that family premium on average. At small firms, the average worker share is $9,687, about $2,800 more than at large firms.
Average (KFF 2026) | Amount |
Family premium, total | $28,303 |
Worker share, family | $7,471 |
Worker share, small firms | $9,687 |
Single deductible (workers with one) | $1,955 |
Source: KFF 2026 Employer Health Benefits Survey.
Then the Deductible
For workers with a deductible, the average for single coverage is $1,955, nearly $2,000.
Then the Pills
There's another number worth knowing. Here's what 90 days of common generics cost on our price checker, checked Oct 23, 2026:
Generic | 30 tablets | 90 tablets |
Atorvastatin 20mg | $10.89 | $12.68 |
Lisinopril 10mg | $10.44 | $11.33 |
Metformin 500mg | $10.42 | $11.25 |
Amlodipine 10mg | $10.71 | $12.13 |
Losartan 50mg | $10.53 | $11.58 |
Source: forestparkpharmacy.com/pricechecker, Oct 23, 2026. Prices can change.
Questions People Ask
Is $28,000 what I pay? No. That's the average total cost of a family plan. The average worker share is about $7,500.
Do workers at small companies pay more? On average, yes. Workers at small firms pay about $9,700 for family coverage.
Can I see a cash price before I fill? Yes. Our price checker posts prices on common generics.
Why We Can Beat Their Price
A pharmacy price doesn't have to be a surprise. We post cash prices before you walk in. We compete on price.
Head to forestparkpharmacy.com to look at our price checker and transfer today to save. See ya.
